My study permit was refused for not showing enough funds — how much money do I need to show?

As of mid-2026, a single applicant outside Quebec generally needs to show roughly $23,000 for living costs, plus first-year tuition and travel costs. This amount is updated by IRCC regularly, so always check the current figure on canada.ca before applying. Officers also look at where the money came from — funds that suddenly appear in an account without explanation are a common reason for refusal, so clear proof of the source usually matters as much as the amount.